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Credit Officer

Pruvia Integrated Limited - Lagos


Posted: Dec 21st, 2018

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Pruvia Integrated specialises in areas of Human Resource Management(Recruitment, Outsourcing, Talent Management, and Employment Verification Service), Training & Development, Marketing Campaign/Activation, Financial/Investment Advisory,and Property Management.


Responsibilities

  • We are looking to recruit Credit Officers to facilitate lending, credit worthinessand  risks to clients.
  • The ideal candidate should possess an in-depth knowledge on sales and marketing with excellent track record of achievements.

Responsibilities

  • Meet with clients to obtain information for loan applications and give details about the process.
  • Explain to clients the different types of loans and credit options that are available as well as the terms of services.
  • Assess clients’ financial status.
  • Approve loans within specified limits and refer loan applications outside those limits to management for approval.
  • Review loan agreements to ensure that they are complete and accurate according to policy.
  • Evaluate credit worthiness and risks.
  • Maintain updated records of loan applications.
  • Follow up with clients about renewal

Minimum: OND
Experience: 1-3 year(s)
Location: Lagos
Job Type: Permanent
Salary: Negotiable
Expires: 31-12-2018

General Requirements

  • Proven work experience as a credit officer.
  • Strong analytical and interpersonal skills.
  • Must be target-oriented and commission driven.
  • Minimum qualification, OND/HND/B.Sc.
  • Applicants must be within the age bracket of 22-35 years.
  • Applicants must reside within Oshodi, Lagos Island and Iyana-ipaja.