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Head, Credit and Risk Management

Concept Group - Lagos


Posted: Sep 7th, 2020

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The Concept Group is a holding company for companies established in 1992. Subsidiaries under the Group include: Rosabon Financial Services - Nigeria’s Leading Equipment Leasing and Financial Intermediary Company, Concept Nova - Bespoke Enterprise Software Development Company, Percy Aitkins.


Responsibilities

  • The Head, credit and Risk management develops and implements policies and procedures that reduce credit risk in the organization
  • He/she manages the building of financial models that predict credit risk exposure to the organization, leads/manage initiatives and the development of strategies, methodologies and associated models/processes for measurement of Credit Portfolio Management and periodically preparing and presenting performance reports to the management/board members and all other necessary stakeholders.
  • Plan, design and implement an overall risk management process for the organization.
  • Ensure that sound credit risk measurement and monitoring frameworks are developed and implemented throughout the group in a standardized manner.
  • Manage the Company's Enterprise Risk Management Framework as well as Credit Policy Guidelines
  • Conduct audits of policy and compliance to standards, including liaison with internal and external auditors.
  • Oversee the credit review process for customer credit risk evaluation and credit underwriting/ recommendation.
  • Strategize, build and maintain process improvement across all roles in the Credit department
  • Improve and optimized credit approval, recovery and collection processes as well as operational efficiencies.
  • Enhance and review the company’s Credit Policies and Standards to reflect the best practice and regulate the risk assets of the group as directed by the Board
  • Spearhead the development, improvement and refinement of credit policies, procedures and strategies to enhance the company's risk management platform

Minimum: HND
Experience: 0 year(s)
Location: Lagos
Job Type: Permanent
Salary: Negotiable
Expires: 21-09-2020

General Requirements

  • Candidates should possess relevant qualifications.